Plan well, save tax

In a year of generally bad economic news, the good news is that smart tax planning can still help you mitigate losses and keep more of your hard-earned income. But to save the most, you’ll need to start planning before year end — or sooner.

This Tax Planning Guide highlights recent tax law changes and provides an overview of tax breaks and planning strategies for individuals, families, investors and business owners. You’ll find helpful information about ways to save tax on investments and real estate, as well as tax-smart ideas for funding education, saving for retirement and transferring wealth to your heirs.

Because thorough tax planning is more important than ever, check with your tax or financial advisor about which strategies are best for you.

Tax Planning Basics
Income and deductible expenses to review before year end.

Investing
Managing capital gains and losses and balancing your portfolio.

Real Estate
Real estate investing tips for a down market.

Business & Executive Comp
A look at business ownership and tax consequences of special rewards.

Family & Education
Tax-smart strategies to benefit your kids and grandkids.

Charitable Giving
Tips for developing a charitable giving strategy.

Retirement
Sound tactics for maxing out your retirement plan.

Estate Planning
A look at estate tax rules, gifting strategies, trusts and insurance.